I was driving pretty confidently with snow tires on and I thought it was just another day of soft slippery snow. The main roads were pretty clear, but when I was driving through a unplowed/lightly plowed residential section entering a long easy left turn, I didn't even notice the understeer until it was too late. I didn't slam on the brakes but assessing the situation to the best of my split second decision making, I must've judged it was best not to flick the wheel and try to fight it and potentially spin out of control. I didn't down-shift or anything I just increased braking and held the wheel firm while steadily turning to the left and hoped ABS would save me. I guess the snow tires helped me a bit since I didn't just exit the apex up someone's drive way and into their house.
However, I did fly into a '94 purple Civic that was parked on the right side of the street. The owner said it was unregistered and uninsured he said it's been just sitting there for months. He was quite nervous. The only damage I did to it was a drooping left side of the bumper. Unfortunately for me, the panel above the front pass wheel was smashed into the wheel well. Front pass wheel basically obstructed. The way my car impacted the Civic was front and then bouncing off and hitting the rear pass door. The door took the brunt of the impact as it was completely smashed in.
I have Geico and they towed my car to a AutoXpress repair center where it sat in their lot for four days (I called them everyday) neglected by their onsite Geico adjuster. I had a field agent (I don't know their title) call me and said he was going to take care of it. The estimate was $6400. I couldn't believe it. I left a voicemail asking for an itemized list of the cost. I can't believe bodywork costs so much.
I know my premium is going to skyrocket through the roof, and it's already egregiously high. Should I try to take it to another place to fix to minimize the cost and hopefully their underwriter won't screw me, or should I just get it fix and switch insurance and hope the new company won't raise the premium as much? I was already prepared to switch when this happened cause I know they are charging me quite a lot more than other companies.
Oh yea, it wasn't just snow there was ice underneath the snow, and the guy with the Civic was pretty scared and wanted to just cut a deal with me...by the time he drew up the courage I was already on the phone with the claims department. Lucky for him Geico will be calling him to give him money.
However, I did fly into a '94 purple Civic that was parked on the right side of the street. The owner said it was unregistered and uninsured he said it's been just sitting there for months. He was quite nervous. The only damage I did to it was a drooping left side of the bumper. Unfortunately for me, the panel above the front pass wheel was smashed into the wheel well. Front pass wheel basically obstructed. The way my car impacted the Civic was front and then bouncing off and hitting the rear pass door. The door took the brunt of the impact as it was completely smashed in.
I have Geico and they towed my car to a AutoXpress repair center where it sat in their lot for four days (I called them everyday) neglected by their onsite Geico adjuster. I had a field agent (I don't know their title) call me and said he was going to take care of it. The estimate was $6400. I couldn't believe it. I left a voicemail asking for an itemized list of the cost. I can't believe bodywork costs so much.
I know my premium is going to skyrocket through the roof, and it's already egregiously high. Should I try to take it to another place to fix to minimize the cost and hopefully their underwriter won't screw me, or should I just get it fix and switch insurance and hope the new company won't raise the premium as much? I was already prepared to switch when this happened cause I know they are charging me quite a lot more than other companies.
Oh yea, it wasn't just snow there was ice underneath the snow, and the guy with the Civic was pretty scared and wanted to just cut a deal with me...by the time he drew up the courage I was already on the phone with the claims department. Lucky for him Geico will be calling him to give him money.