I'm a 19 year old male in the GTA who wants to buy a Mazda 3 GT w/ GFX. Now here's my problem, literally ANY vehicle short of a huffy bicycle will cost me $9-15k/year insurance! That's more than the car payments would be! I have 2 parents, both primary drivers on their cars, and a 17 year old sister primary on the minivan we share until I get myself a car. If I go get another car, the insurance is crazy. How are any of you guys getting affordable insurance? I'd even pay $5000 if I could, but I'm getting quotes 2-3x that! Any help is greatly appreciated. I would buy the car TOMORROW if I could get my insurance problems settled. I'm insured with CGU right now. I've tried almost every other company. Please give suggestions.