[warpspeed]

Do your coverages look like this at the rate that they gave you? What State do you live in? There are allot of factors why ones quote would be so much lower however I'm just curious since I'm 31 and own my own home and I pay 590 dollars every 6 months.

BODILY INJURY & PROPERTY DAMAGE LIABILITY
BI $100,000 EACH PERSON - $300,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $100,000 EACH ACCIDENT

MEDICAL PAYMENTS $5,000 EACH PERSON
COMPREHENSIVE ACV LESS $500 DEDUCTIBLE
COLLISION ACV LESS $500 DEDUCTIBLE

RENTAL REIMBURSEMENT $25/DAY FOR MAX OF 30 DAYS
ROADSIDE ASSISTANCE
Premium by Vehicle
Policy Level Coverages
Uninsured/Underinsured Motorist Bi
$100,000 Each Person - $300,000 Each Accident

 

[mattleegee]

My policy is
$500/$500 deducts

100k/300k Liability
50k Property
No medical/Rental
$50k/$150k Underinsured

Something like that, Washington State insurance
WIth Progressive which i have been with them since 1999 !

 

[g-love]

Warpspeed, i have similar coverages and LOWER deductibles. I live in NC, which isnt the lowest rate state either. I have a second beater car insured with them for collision only and also have Condo Owners insurance. My previous car was stolen a couple of months back and Allstate settled my claim for KBB value, there was no increase in insurance rates due to that either.

 

[Trubopower]

20, Allstate, $750 a year.

 

[warpspeed]

[quote author=g-love link=topic=74119.msg1320548#msg1320548 date=1176083845]
Warpspeed, i have similar coverages and LOWER deductibles. I live in NC, which isnt the lowest rate state either. I have a second beater car insured with them for collision only and also have Condo Owners insurance. My previous car was stolen a couple of months back and Allstate settled my claim for KBB value, there was no increase in insurance rates due to that either.
[/quote]

I live in IL I know every state is different there could be numerous amount of factors of why I pay a higer premium. I was just curious.

 

[g-love]

My insurance rates went up by approx. $100 for a 6 mo. period this week. Allstate said they finally updated the Mazda 3 vin's with the mazdaspeed ones.

 

[abalinka]

I'll admit that i'm really, really jealous of you guys. Living in Miami automatically sends your insurance through the roof. I pay $362/mo with State Farm (My old mazda3 was only about $40 cheaper each month), and that was about $50 less than their competitors. I had an accident 2 years ago, but even without the accident I would still only save about $60/mo. WHY DOES MIAMI SUCK SO MUCH??

 

[jahman]

$362/month? Thats almost as much as my car payment.

Theres guys with STIs around here paying less than half that.

 

[IlikeGUNS]

i was with century 21 paying $430/6 months for my '02 GTI and they bumped it up to $454 when i got the speed, they just raised me again to $622 so im currently shopping around. i have quotes from mercury for $464 and gmac $380/6months so it looks like ill be going w/gmac. i have quotes as high as $759/6 months and $1700 a year.

 

[bigbadhater]

i pay 2600 every 6 months for mercury full coverage, one speeding ticket, one running red light, a totaled evo, a totaled scion tc. I didnt really total the tc but took the blame so my friend wouldnt go to jail. he was dui and underage.

 

[PeterSellers]

I'm 24, no accidents or tickets. Through progressive, it was 180 a month for full coverage (250 deductible). I called 21st, and they offered me the exact same quote. I called AAA today, and surprisingly they offered me 130/mo for the exact same coverage. The only catch is I need to pay the 67$ annual member fee...which considering the savings pays for itself in about a month. AAA ftw!

 

[iguanaboy]

30 $540/6 mon farmers

 

[Ferdball]

$1024 per year through AAA. Not sure why, but I pay $1583 per year for my '03 Honda Pilot.

 

[abalinka]

[quote author=jahman link=topic=74119.msg1387953#msg1387953 date=1178403744]
$362/month? Thats almost as much as my car payment.

Theres guys with STIs around here paying less than half that.
[/quote]

yeah, i cringe each time i think about the fact that i pay more each month to insure my car than i actually do to own it. good thing i'm not a dude; my insurance would be even more $$$.

 

[kokemon23]

[quote author=Ferdball link=topic=74119.msg1388500#msg1388500 date=1178433930]
$1024 per year through AAA. Not sure why, but I pay $1583 per year for my '03 Honda Pilot.
[/quote]

Insurance is confusing as hell. Case in point: I pay about $1200 per year for my MS3, but only about $800 per year for my '05 Pilot. I'm with Geico btw.

 

[mellman]

[quote author=bigbadhater link=topic=74119.msg1388060#msg1388060 date=1178408197]
i pay 2600 every 6 months for mercury full coverage, one speeding ticket, one running red light, a totaled evo, a totaled scion tc. I didnt really total the tc but took the blame so my friend wouldnt go to jail. he was dui and underage.
[/quote]

:? He should not be driving if he's that irresponsible...

 

[haggerty]

I pay $99 for my 07 MS3 and my 03 Mach 1 with USAA...minimum texas insurance and $500 deductible
I'm 25 now, but they wanted to charge me 750 initial payment and 400 a month for 6 months back when I was 19 to insure a 2002 ZX2 which was only 284/month to own!

 

[Shocker]

I just transferred over my insurance from my 07 Ford Focus SE ZX3 to the Speed and my insurance went from $251/6mos to $270/6mos.

38 with currently clean driving record. It is my main driver with no restrictions. Farmers Insurance.

Mike

 

[tjay]

Man WTF just happen here? When I bought my car in January I paid $680/6mos. on the ins. I'm renewing mine since the 6 mos. is up and they said the car is a high performance vehicle so they are charging me $1422/ 6 mos. WHAT THE FUCK!

 

[abalinka]

I hope that was a screw up on their part, Tjay, especially since you're 27. Do you have a clean driving record?