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i'm 30 and Allstate charges me ~$375 for 6 mo. with a $100 comprehensive and $250 collision deductibles. for my mazdaspeed 3. i have a had a ticket about 3-4 yrs back which shows up on my record as going 40 in a 35.
 

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Warpspeed, i have similar coverages and LOWER deductibles. I live in NC, which isnt the lowest rate state either. I have a second beater car insured with them for collision only and also have Condo Owners insurance. My previous car was stolen a couple of months back and Allstate settled my claim for KBB value, there was no increase in insurance rates due to that either.
 
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