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Discussion Starter · #1 ·
Just curious how many other peeps out there saw their insurance rating group (IRG) and liability rating group (LRG) go up on their Mazda3 for the year 2009. These indices, of course, cause your rates to go up.

These indices are also entirely based upon the insurance company's liability and loss averages for your vehicle and its owners across the U.S. They are not supposed to have anything at all to do with your actual claims - other than for the fact that your claims obviously go in to the national average.

My IRG and LRG went up, and on my particular coverage, that means an extra $12.07 per month.
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