The "Is This A Good Deal?" Thread - Canada - Page 11 - Mazda3 Forums : The #1 Mazda 3 Forum
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post #101 of 726 (permalink) Old 02-26-2005, 11:55 AM
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Join Date: Feb 2005
Location: Toronto
Posts: 228
Re: .... lower financing rates for Mazda 3!

Quote:
Originally Posted by "neomonkey"
Quote:
Originally Posted by "GJS - yow"
If you haven't noticed, Mazda has added incentives for the month of February, reducing the rates for 2005 models to:

24 months - 0.00%
36 months - 1.90%
48 months - 2.90%
60 months - 3.90%

I guess the slow sales in January (34% less than last year!) prompted a reaction. :shock:
good call GJS-yow, should give me a little better bargaining power in this month, there must be a trick to the 0% interest for two years
There is a trick to that 0% financing - I found out first hand.

What ithe finance manager does is tell you that your TDSI (Total Debt Service Index) score can't cover the monthly payment with your downpayment. So you need a larger downpayment to keep your monthly payments down. In my case $7250 down wasn't enough, but $11000 was surfficient.

Long story short - Dealer wants more of your money upfront so they can take advantage of the interest they get at the bank. Clever bastards eh. :joshers: :joshers:

Carbon Grey GT | GFX | SportMode AT | Cloth
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post #102 of 726 (permalink) Old 02-26-2005, 07:34 PM
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Location: Calgary, Alberta, Canada
Posts: 1,071
Re: .... lower financing rates for Mazda 3!

Quote:
Originally Posted by "iconicrocket"
Quote:
Originally Posted by "neomonkey"
Quote:
Originally Posted by "GJS - yow"
If you haven't noticed, Mazda has added incentives for the month of February, reducing the rates for 2005 models to:

24 months - 0.00%
36 months - 1.90%
48 months - 2.90%
60 months - 3.90%

I guess the slow sales in January (34% less than last year!) prompted a reaction. :shock:
good call GJS-yow, should give me a little better bargaining power in this month, there must be a trick to the 0% interest for two years
There is a trick to that 0% financing - I found out first hand.

What ithe finance manager does is tell you that your TDSI (Total Debt Service Index) score can't cover the monthly payment with your downpayment. So you need a larger downpayment to keep your monthly payments down. In my case $7250 down wasn't enough, but $11000 was surfficient.

Long story short - Dealer wants more of your money upfront so they can take advantage of the interest they get at the bank. Clever bastards eh. :joshers: :joshers:
Glad I took the cash incentive!

2005 Mazda 3 Carbon Grey Mica Sedan
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GT | GFX | SportMode AT | Cloth | 3.25" Enigma | Stock | 02/05 Build Date | Jerky 1-2-3 Shift | Creaking passenger side panel | Creaking driver's seat (replaced foam) | Grinding break noise | Sticking locks on rear seats | Car dented (attempted entry) | Driveshaft click noise | MY LAST MAZDA
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post #103 of 726 (permalink) Old 02-28-2005, 01:17 PM
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Join Date: Jan 2005
Location: Canada - Ottawa
Posts: 38
Re: .... lower financing rates for Mazda 3!

Quote:
Originally Posted by "neomonkey"
Quote:
Originally Posted by "iconicrocket"
Quote:
Originally Posted by "neomonkey"
Quote:
Originally Posted by "GJS - yow"
If you haven't noticed, Mazda has added incentives for the month of February, reducing the rates for 2005 models to:

24 months - 0.00%
36 months - 1.90%
48 months - 2.90%
60 months - 3.90%

I guess the slow sales in January (34% less than last year!) prompted a reaction. :shock:
good call GJS-yow, should give me a little better bargaining power in this month, there must be a trick to the 0% interest for two years
There is a trick to that 0% financing - I found out first hand.

What ithe finance manager does is tell you that your TDSI (Total Debt Service Index) score can't cover the monthly payment with your downpayment. So you need a larger downpayment to keep your monthly payments down. In my case $7250 down wasn't enough, but $11000 was surfficient.

Long story short - Dealer wants more of your money upfront so they can take advantage of the interest they get at the bank. Clever bastards eh. :joshers: :joshers:
Glad I took the cash incentive!
I guess this depends on how much you make a year. My friend did the financing over 24 months with no tricks what so ever. They approved him with no promlems.

Soal
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post #104 of 726 (permalink) Old 03-04-2005, 02:19 PM
K2
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The "Is This A Good Deal?" Thread - Canada

Noob to the forums

This may be of particular interest to those looking in the GTA

Ordered:

05 Indigo Blue 4dr GT leather 5spd
dealer installed heated seats (not listed but apparently doable)
all weather mats
wheel nut locks

3 years at just under $800/mo, 0 down. Backing out the 1.9% financing leaves me just under $28K, which puts me in the ballpark from what I've read and what I thought was an ok deal (other than the one vancouver guy who got 25K - amazing) but I think I could've done better if I had held out (had I known the financing rates were going to be held over that long...)

That being said, I think about $500-1000 on the table (more likely closer to the first number). Was down to Erin Mills & Ontario (Dixie & 401) and despite it being late on the 28th, should've went back to Ontario to give her one more crack. My friend is putting it into perspective for me by saying that that's about a pizza a month, so I'll take some consolation in that.

FYI, heated seats cost about $600 for the pair.

Hope this helps someone get a better deal by about 36 pizzas...

----
"I can't do firty dollas! Today I give you firty dollas, tomorrow I close down!!!"
----
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post #105 of 726 (permalink) Old 03-11-2005, 05:04 PM
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The "Is This A Good Deal?" Thread - Canada

Another NooB to the forum

I've been lurking for about a couple of weeks and this forum has convinced me to buy my own 3.

I've been in contact with all the dealers in Southern Alberta and NorthHill in Calgary seems to be the best.

I'm buying a white GT with the GFX package, leather and raised spoiler for $25500 including all taxes. Two things I am considering to add is heated seats and a remote starter.

What do you guys think?

Thanks,

Chipmunk
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post #106 of 726 (permalink) Old 03-11-2005, 05:43 PM
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The "Is This A Good Deal?" Thread - Canada

Quote:
Originally Posted by "chipmunk"
Another NooB to the forum

I've been lurking for about a couple of weeks and this forum has convinced me to buy my own 3.

I've been in contact with all the dealers in Southern Alberta and NorthHill in Calgary seems to be the best.

I'm buying a white GT with the GFX package, leather and raised spoiler for $25500 including all taxes. Two things I am considering to add is heated seats and a remote starter.

What do you guys think?

Thanks,

Chipmunk
Great deal chipmunk, literally teh exact same as mine. Were they willing to go any lower?

2005 Mazda 3 Carbon Grey Mica Sedan
To view links or images in signatures your post count must be 0 or greater. You currently have 0 posts.

GT | GFX | SportMode AT | Cloth | 3.25" Enigma | Stock | 02/05 Build Date | Jerky 1-2-3 Shift | Creaking passenger side panel | Creaking driver's seat (replaced foam) | Grinding break noise | Sticking locks on rear seats | Car dented (attempted entry) | Driveshaft click noise | MY LAST MAZDA
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post #107 of 726 (permalink) Old 03-11-2005, 06:23 PM
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The "Is This A Good Deal?" Thread - Canada

Quote:
Originally Posted by "neomonkey"
Quote:
Originally Posted by "chipmunk"
Another NooB to the forum

I've been lurking for about a couple of weeks and this forum has convinced me to buy my own 3.

I've been in contact with all the dealers in Southern Alberta and NorthHill in Calgary seems to be the best.

I'm buying a white GT with the GFX package, leather and raised spoiler for $25500 including all taxes. Two things I am considering to add is heated seats and a remote starter.

What do you guys think?

Thanks,

Chipmunk
Great deal chipmunk, literally teh exact same as mine. Were they willing to go any lower?
Thanks Neomonkey.

They didn't seem like they would go lower than that. But I only have a deposit down so before I pick it up maybe I can get it lower.

What are your thoughts on the heated seats? I know if I do decide to go for it the cost would be bumped another $500 and add the remote starter and you get another $500.
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post #108 of 726 (permalink) Old 03-11-2005, 06:41 PM
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The "Is This A Good Deal?" Thread - Canada

Quote:
Originally Posted by "chipmunk"
Quote:
Originally Posted by "neomonkey"
Quote:
Originally Posted by "chipmunk"
Another NooB to the forum

I've been lurking for about a couple of weeks and this forum has convinced me to buy my own 3.

I've been in contact with all the dealers in Southern Alberta and NorthHill in Calgary seems to be the best.

I'm buying a white GT with the GFX package, leather and raised spoiler for $25500 including all taxes. Two things I am considering to add is heated seats and a remote starter.

What do you guys think?

Thanks,

Chipmunk
Great deal chipmunk, literally teh exact same as mine. Were they willing to go any lower?
Thanks Neomonkey.

They didn't seem like they would go lower than that. But I only have a deposit down so before I pick it up maybe I can get it lower.

What are your thoughts on the heated seats? I know if I do decide to go for it the cost would be bumped another $500 and add the remote starter and you get another $500.
I have only put the deposit down as well and I don't know if they will go any lower. I'm kinda scared to ask really because I already have such a great deal (IMO). But once you sign the bill of sale then you're pretty much locked in. You have leather so I think the heated seats may be of benefit to you (super cold in Calgary furing the winters). My car is cloth so I never bothered with the heated seats. FOr me, i want to pay as little for my car as possible.

2005 Mazda 3 Carbon Grey Mica Sedan
To view links or images in signatures your post count must be 0 or greater. You currently have 0 posts.

GT | GFX | SportMode AT | Cloth | 3.25" Enigma | Stock | 02/05 Build Date | Jerky 1-2-3 Shift | Creaking passenger side panel | Creaking driver's seat (replaced foam) | Grinding break noise | Sticking locks on rear seats | Car dented (attempted entry) | Driveshaft click noise | MY LAST MAZDA
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post #109 of 726 (permalink) Old 03-13-2005, 11:40 PM
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Join Date: Mar 2005
Location: Hamilton, Ontario
Posts: 1
I think i got a good deal...

Hey all,

I'm a noob here, however I just signed all the paperwork and as of now, I'm a proud owner of a new 05 Mazda 3 GS (tis a shame i just don't have it yet). Anyways, here's my deal:

Mazda 3 Sport GS w/Automatic & AC
Orange or Titanium, whichever arrives first

Financing for 5 YRS @ 3.9%

Overall, my payments and deposit add up to $27800, however take away $2000 which the bank is gonna get and I walked away with paying $25800. All in, taxes included (Ontario %15 BS).
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post #110 of 726 (permalink) Old 03-14-2005, 11:02 AM
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The "Is This A Good Deal?" Thread - Canada

Hi,

I was looking for a Mazda 3 and I was wondering if this was a good price for what I was getting:

2005 Mazda 3 GT Sport 5-spd
w/ Moonroof and A/C
Cloth

I was quoted for $23,285 without taxes and all those PDE and freight chrages. With all those other fees included plus taxes it came out to $28,589 which seems a little high to me. That includes all the taxes and licensing fees. I still have to shop around other dealerships but any
comments or suggestions would be helpful :P
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